Save your retirement what to do if you haven't saved enough or if your investments were devastated by the market meltdown

Synopsis

Step-by-step plans for people who expect to retire in 20 years or tomorrow, plus a rescue plan if you already retired.•• Specific, detailed plans for your unique situation.• What to do now to improve your financial outlook for retirement and what NOT to do to keep it from getting worse.• The first retirement guide for everyone who's been hammered by the market collapse, or never saved enough to begin with! Terrified about retirement? You're not alone, but that's no comfort. This book will be. In Rescue Your Retirement, two renowned personal finance experts outline specific, step-by-step plans you can use to rebuild your retirement security. You'll find no jargon here, no hype, no rocket science, no magic and, above all, no one-size-fits-all solutions that don't make sense for your life. You will find personal plans focused on your unique situation, whether you're fifteen years away from retirement, ten years away, five years away, or scheduled to retire now. (There's even a detailed plan for those who are already retired, and want to make sure their money lasts as long as they do.) No matter what the market meltdown did to your portfolio, or how little you've saved, Frank Armstrong III and Paul B. Brown show you how to start rescuing your retirement, starting today. Choose your situation, then get specific guidance on: where to move your savings...how to accurately recalculate what you'll really need to retire...how to assess when you can now afford to retire...how you must change your overall approach to investing...how to use the federal tax system to save more...how the meltdown has changed the way you should view Social Security...and a whole lot more. In a perfect world, you wouldn't need this book. But you don't live in a perfect world: you live in this world, you do need this book and if you're like millions of Americans, you need it desperately.